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HomeBuyers

Buyer's Guide: 12 Steps to Homeownership in Virginia

 

#1. Consult A REALTOR®

To ensure a successful transaction, consult with a Funkhouser Real Estate Group representative for an overview, an understanding of your needs, and guidance through the next steps.

#2. Consult A Lender

Our associates will help you identify the right lender for your specific needs.     

                                                                                   

#3. Find The Right Home

Finding the right home, one of life's biggest investments is our priority. Our buyer representative will analyze inventory, track new listings, and leverage technology and networks to ensure you make a perfect choice.

#4. Offer And Negotiation

Navigating the complexities of a lengthy real estate contract can be daunting. Our experienced associates will provide expert guidance on offer terms, negotiate based on your goals, and ensure a smooth transaction process.

#5. Inspections

We'll guide you through property inspections, negotiate on your behalf, and facilitate buyer-seller negotiations to ensure a seamless real estate experience.

 

#6. Select A Settlement Agent

Selecting a reliable settlement agency is crucial for a smooth closing. They handle paperwork, record the deed, and explain settlement documents. Consider title insurance for added protection of your asset.

 

#7. Obtain Insurance

At this point in the transaction, you will need to contact your insurance agency to prepare for the necessary coverage.                       

 

#8. Schedule Movers

Moving, whether near or far, can be overwhelming. Ease the process by hiring professional movers to handle the logistics and heavy lifting. Plan ahead to secure your desired move date.

#9. Connect Utilities

You will need to contact all utility providers of the property prior to settlement.  Your buyer representative can help you with the list of needed providers.

 

#10. Final Inspection

Before the settlement, a final inspection allows you to ensure agreed-upon repairs are completed and the property remains in the contracted condition. Your buyer representative will assist you during this crucial step.

 

#11. Prepare For Settlement

Your buyer representative will review the settlement statement with you prior to settlement.  Sometimes these statements are ready to review days before the settlement and other times they are ready just hours before the settlement. 

#12. Settlement

Settlement typically occurs at the settlement agency's office. Their representative will review all documents, including the deed and loan documents, with you. Your Funkhouser Real Estate Group representative will be present during the settlement process.